It seems that every year the business of keeping one's finances in order grows more complex . but you can simplify your personal financial life if you rely on a well-tested managerial technique - delegate. You can do it by using various services and plans.
save and invest painlessly by subscribing to payroll-deduction plans and salary-withholding plans at your job. in both cases, a portion of your earnings is automatically invested for you each payday. your money tends to grow fast because you get some tax breaks and your employer often marches part of what you put in.
Take advantage of the automatic dividend-reinvestment plans offered to stockholders of more than 1,300 companies, many of them utilities. Instead of collecting a dividend check from the company each quarter, you get stock equal to the value of the dividend. you usually pay no commission or fee, and the whole transaction is handled for you automatically by the company.
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